A step-by-step guide to filing a workers’ compensation claim
We live in a world full of uncertainties where we are never sure about our future. This is why it is recommended that you take preventive measures today to secure a better future. Especially if you are someone who owns a business, you should be ready to deal with the associated risks and challenges. Your business thrives due to the hard work and efforts of your employees and therefore it is your responsibility to look after the greatest assets of your company, your employees.
By offering them workers’ compensation benefits, you can promise to take care of their health in case they fall insured are contract some illness during the job. But are you aware of the ways in which you should file a workers compensation claim? If no, check out the steps below.
Inform the insurance company
Whenever there is an accident in your workplace, the first step that you need to take is to seek medical attention for the employee who has been injured and get proper medical treatment for him. Once this is done and the employee is safe, the next step is to notify the workers’ compensation insurance provider. This is not just a responsibility to perform but you are also bound by the law.
Notify the Local Labour Authority and the police, if needed
Regardless of the type and severity of the accident that occurred in your workplace, you should give an intimation to the police authorities. Once you file a complaint with the local police authority about the accident, this will help you handle the workers’ compensation claim team in the near future. By letting the Local Labor Authority know about the incident, you can also ensure your workers keep working and retain their calm and discipline.
Submit the important documents
As the above two steps are done, you have together all the documents that you need to file the claim. It is ultimately your responsibility to offer medical benefits to your insured employees. You have to fill in the following details in your claim form:
- Date, time, and location of the injury
- Location of the injury on your body
- How the accident occurred
- Whether or not there were other people involved
- What medical treatments were given so far
So, if you want to stay ahead in the marketplace, you should offer workers’ compensation benefits to your employees. Have a competent team ready who will immediately start working on employees who require for filing a claim.